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5 Real Data Scientist Interview Questions from Spotify and Lyft

In this article, we’ll dive into 5 real data scientist interview questions from industry leaders, provide detailed answers, and explain the key concepts involved. If you’re prepping for a data science interview, this in-depth guide will help you sharpen your understanding and stand out from the competition.

Credit risk scoring models are fundamental to fintech companies like Block (formerly Square), banks, and other financial institutions. These models predict the likelihood that a customer will default on a loan or credit obligation. When launching a new model, it’s crucial to rigorously evaluate its performance before deployment.

First, clarify the objective: Does the new model predict credit risk better than the existing model? The key metrics to evaluate include: